Campaign for Discount on Mandatory Motor Liability Insurance (TPL)

Campaign up to 10% Discount on Mandatory Motor Liability Insurance (TPL) – BKT Smart

BKT rewards customers who pay their annual vehicle tax through BKT's digital channels (BKT Smart / Internet Branch), giving them the opportunity to benefit from up to 10% discount on the mandatory motor liability (TPL) insurance premium for payments made through BKT Smart during the campaign period.
 
Terms & Conditions

1. Campaign Period
The campaign will run from 1 June to 31 August 2026.
The discount on the mandatory motor liability (TPL) insurance premium will apply to all customers who have made at least 1 payment of the annual vehicle tax through BKT Smart or the Internet Branch.

2. Participants
The campaign is open to all BKT customers — existing or new — who are users of the BKT Smart or Internet Branch, and who have made/make the annual vehicle tax payment online and complete the Mandatory motor liability insurance (TPL) policy payment through BKT Smart during the campaign period.

3. Discount Structure
Step 1 - Invoice Generation and Annual Vehicle Tax PaymentKlienti gjeneron faturën e taksës vjetore të mjeteve motorike përmes e-Albania.
  • The customer generates the annual vehicle tax invoice through e-Albania.
  • The customer makes the annual vehicle tax payment through BKT Smart or the Internet Branch.
  • For more information on how to pay the annual vehicle tax via e-Albania and BKT Smart, please follow the instructional video at the link: Annual vehicle tax payment via e-Albania and BKT Smart
Hapi 2 — Booking and Payment of the mandatory motor liability (TPL) insurance with Discount
  • After successfully completing the annual tax payment through BKT's digital channels, at the time of booking and paying the mandatory motor liability (TPL) insurance policy within the BKT Smart app, the discounted price will be automatically displayed to the customer.
  • The discount is applied to the policy premium, in accordance with the official tariffs of the respective insurance company.
  • For more information on how to book and pay for the TPL insurance policy through BKT Smart, please follow the instructional video at the link: How to book and pay for a TPL insurance policy in BKT Smart?
4. Discount Conditions
  • The discount is valid only if both steps, the annual tax payment and the TPL insurance policy, are completed through BKT's digital channels.
  • The discount applies only to Mandatory motor liability insurance (TPL) payments made during the campaign period.
  • Any customer who has made at least 1 annual vehicle tax payment through BKT's digital channels may benefit from the discount for any number of vehicles, without limitation, during the campaign period.
  • Customers who meet the conditions set out above will automatically receive the discounted price in BKT Smart at the moment insurance company offers are displayed. Payment will be processed directly at the discounted price, with no additional action required from the customer.
  • The discount is not convertible to cash and cannot be transferred.
5. Campaign Communication
BKT may communicate with customers regarding this campaign through:
  • Push notifications in the BKT Smart app
  • SMS
  • Email
These communications are intended to inform and remind customers of the conditions and deadlines for benefiting from the discounted insurance policy premium.
 
6. Contact for Information
For any queries or information requests regarding the campaign, please contact:
BKT Contact Center
Tel: +355 42 266 288
Email: info@bkt.com.al