The safe deposit box service is a banking service through which the bank provides the client with a locked, secure, and physically protected space within its premises, intended for the storage of valuable items, important documents, or other personal belongings, in accordance with the size of the selected box. The safe deposit box is provided for use for a specified period of time, against the payment of an annual fee, and can be accessed only by its authorized holder, in accordance with the security procedures approved by the bank.
Items Suitable for Storage in Safe Deposit Boxes
- Important documents (certificates, contracts, property documents, notarial acts, wills, backup identification documents)
- Valuable items
- Valuable collections (coins, stamps, rare collectible items)
- Jewelry (gold, precious stones, high‑value accessories)
- Small-sized artworks
- Any other item of considerable value that requires enhanced security and protected storage
Items Prohibited by Law to be Placed in Safe Deposit Box
- Cash money
- Explosive materials
- Radioactive substances
- Toxic or poisonous substances
- Materials with strong or intense odors
- Perishable items or items requiring special storage conditions
- Flammable materials and liquid acids
- Firearms
- Substances considered illegal
- Any other materials that may cause damage to the safe deposit box
Financial Conditions of the Service
Safe Deposit Boxes are offered in various sizes, allowing clients to choose the option that best meets their needs. BKT provides this service with competitive fees in the market. To access the service, the client must have an active current account with BKT. If the client does not already have such an account, it is necessary to open a new current account at the branch. In addition to the annual fee for using the safe deposit box, the client must also maintain a security deposit with the Bank, the amount of which varies depending on the size of the selected box.
| Sizes of safe deposit boxes (cm) |
Annual Commision* (TVSH included) | Guarantee** | Forced opening fee | |
|---|---|---|---|---|
| Size 1(A) | 6.5*12.5*40 | 100 EUR | 100 EUR | 170 EUR |
| Size 2(B) | 13*12.5*40 | 160 EUR | 160 EUR | 170 EUR |
| Size 3(C) | 6.5*25*40 | 180 EUR | 180 EUR | 170 EUR |
| Size 4(D) | 13*25*40 | 300 EUR | 300 EUR | 170 EUR |
* The Annual Commission is payable in advance and is non‑refundable.
** The Guarantee will remain blocked by the Bank for as long as the Client uses the service and is returned in full when the Client closes the service.
Payment of the Safe Deposit Box Service
Payment for the use of the safe deposit box service is made in advance for a 1‑year period. The service is automatically renewed, provided that on the Contract’s expiration date your account has sufficient available balance.
If at the moment of renewal the account does not have sufficient funds, BKT reserves the right to debit the commission as soon as the account shows a positive balance.
Accessing the Safe Deposit Box
The safe deposit box can be accessed at any time during the Bank’s official working hours, without any fee. The box is accessed through 2 (two) keys: the Client’s UNIQUE key and the Bank’s UNIVERSAL key. Only both keys together can open the safe deposit box. You may handle your belongings in a confidential room, ensuring complete privacy.
Service Advantages
- Security
- Quality
- Trust
- Privacy
- Education on safeguarding valuable items in the Bank
- Protection from events that present risk